Terms & Conditions
Last updated: October 7, 2025
1. Overview
Freelancers Calculator is a local-first planning tool that estimates an emergency cash buffer using heuristics and Monte Carlo simulation. The app does not provide financial, legal, or tax advice.
2. Eligibility & Accounts
You must be legally able to enter into these terms. If you purchase a paid plan, you agree to provide accurate billing information. Accounts may be suspended for abuse, fraud, or non-compliance.
3. Plans & Billing
Free plan access is provided as-is. Pro and Advisor plans are billed via our payment provider. Subscriptions renew automatically unless cancelled prior to renewal. Prices are subject to change; any change will be communicated in advance and will apply on your next billing cycle.
4. Refund Policy
Paddle 14‑day refund window. We use Paddle as our Merchant of Record. Consumers may cancel and obtain a full refund within 14 calendar days of purchase or renewal in line with Paddle Buyer Terms.
- Eligibility: Requests made within 14 days of the transaction are refunded in full to the original payment method.
- After 14 days: Refunds are generally not provided, except for duplicate charges or confirmed fraud.
- Subscriptions: Cancelling stops future billing. If you cancel within 14 days of a purchase or renewal, you're eligible for a full refund.
- ⚠️ Important: Requesting a refund will immediately cancel your subscription and remove all remaining days of Pro access. You will be downgraded to the Free plan as soon as the refund is processed.
To request a refund, use the “View Order” link in your Paddle receipt or email support@freelancerscalculator.com with your receipt. Refunds are returned to the original payment method; bank processing times may vary.
5. Acceptable Use
Do not use the app to harass, abuse, or harm others; to reverse engineer the software; or to attempt to circumvent entitlements or security protections.
6. Disclaimers
The app is provided “as is” without warranties of any kind. Results are estimates and may be inaccurate. You are responsible for your financial decisions. We are not liable for any loss arising from use of the app.
7. Privacy
The app runs locally. Simulations and inputs remain on your device. Optional online services (checkout, license validation) transmit minimal metadata (e.g., a device identifier) strictly for entitlement management. See the README for details.
8. Termination
We may suspend or terminate access for violations of these terms. You may stop using the app at any time; subscription cancellations take effect at the end of the current billing period.
9. Changes to Terms
We may update these terms from time to time. Material changes will be posted on this page with an updated date.
10. Contact
Questions? Email support@freelancerscalculator.com.